SUMMIT TERMS OF SERVICE

Last modified: June 2026

The Summit Series, LLC ("Summit Series", "we", "us" or "our") welcomes You to its websites - www.summit.co and any other websites owned and operated by us now and in the future (the "Sites"). Our Sites contain, among other things, information regarding our annual conferences and various year-round events (each, an “Event,” and collectively, the “Events”). Use of our products, software, services and Sites (referred to collectively as the "Services") by our visitors and members (collectively, “You” or “Your”) is subject to these terms and conditions (the "Terms of Use") and form a binding agreement between You and us. Please review the following Terms of Use carefully. Each time You access the Sites or use the Services, You are agreeing to be bound by these Terms of Use, whether You are a "Visitor" (which means that You simply browse the Sites), or You are a "Member" (which means that You have established an account with us (Your "Account")). If You do not agree to all of these Terms of Use, Summit Series is unwilling to grant You access to the Sites or Services, and You must cease access to the Sites and Services immediately.

These Terms also incorporate the following additional policies, each of which forms part of these Terms and which You agree to by accepting them: Privacy Policy, Cookie Policy, Event Code of Conduct & Health and Safety Policies, and Event Participation, Assumption of Risk, Release of Liability & Media Consent.

SUMMIT CANCELLATION, CHANGE AND CREDIT POLICY

FOR A LIMITED TIME: 2026-2027 Events Flexible Ticket Option

Event tickets purchased on or before May 22, 2026 are eligible for a cash refund* if you cancel at least 60 days prior to the event.*Refunds are issued less credit card processing fees.

To qualify, tickets must be paid in full and cannot be combined with Spot Coverage.

Tickets purchased after May 22, 2026 will be subject to Summit’s standard cancellation, change and credit policy as outlined below.

If you cancel 60+ days prior to the event, we will convert 100% of the price you paid for your ticket into a future event credit.
If you cancel 10-59 days prior to the event, we will convert 75% of the price you paid for your ticket into a future event credit.
If you cancel less than 10 days prior to the event, we will not be able to provide you with any future event credit and your ticket will be forfeited.

Event lineups are subject to change. Unfortunately, we cannot extend credits or refunds on cancellations requested due to lineup changes. If you purchased your ticket using a previously issued credit and need to cancel, we will reissue that credit back to your account and your credit will retain its original expiration date. All event credits expire one year from the date of issuance.

All Summit Series purchases are final and non-refundable. However, with Spot's Registration Protection, you’re covered for the unexpected. If you or a family member experiences an illness, injury, pregnancy, or another covered event and can no longer attend, you can cancel at any time before or during the event and receive up to 100% reimbursement of your purchase price.

The Spot's Registration Protection price includes all insurance premiums, non-insurance service fees, taxes, and technology fees. Additional terms and conditions apply.

As an alternative to Summit’s cancellation, change and credit policy, attendees can opt into Spot’s Registration Protection on the final checkout page of event registration. Spot Registration Protection must be purchased at the same time as your event ticket; it cannot be added after event registration is complete. Spot Protection is not available when a ticket is purchased through a payment plan or when utilizing an event credit.

As always, please notify Summit of your cancellation by emailing hello@summit.co.

To utilize your Spot coverage, you must also notify Spot directly by submitting a request via your Spot account. Neglecting to submit Spot’s form may result in your coverage being impacted. Summit is not responsible for submitting a claim on your behalf.

Visit Summit + Spot Cancellation Coverage for full details and terms.

For additional protection, we encourage attendees to purchase travel, medical, and/or trip cancellation insurance. For example, some of the most popular travel insurance providers are Allianz, GeoBlue and Travel Guard. The attendee’s credit card or employer may also provide certain coverage.

Our Limits on Liability Events, During Use of the Site, other Summit Services

Summit Series disclaims liability arising out of use of the Sites, attendance at an event, or any Summit Series affiliated activity. In no event will we or our officers, employees, directors, parents, subsidiaries, affiliates, agents or licensors be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of revenues, lost registration fees, profits, goodwill, use, data, lost real estate opportunities, or business interruptions or other intangible losses (even if such parties were advised of, knew of or should have known of the possibility of such damages, and notwithstanding the failure of essential purpose of any limited remedy), arising out of or related to Your use of or access to, or the inability to use or to access, the Site or the services (including Your attendance at one of our events), regardless of whether such damages are based on contract, tort (including negligence and strict liability), warranty, statute or otherwise. We will not be liable for any damages arising from the transactions between You and any third party merchants or service providers or for any information appearing on third party merchant or service provider sites or any other site linked to our Sites.

Without limiting the foregoing, we do not accept any liability for damage to Your computer system or loss of data that results from Your use of the Sites and We cannot guarantee that any files that You download are free from viruses, contamination or destructive features. While we use all reasonable endeavors to correct any errors or omissions as soon as practicable once they have been brought to our attention, We do not warrant that the information on the Sites itself will be free from errors or omissions. We do not warrant that the Website will be available uninterrupted and in a fully operating condition.

Access to the Sites may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons reasonably beyond our control. All content and services on the Sites are provided on an 'as is' and 'as available' basis. We do not make any representation or give any warranty, and hereby disclaim all express or implied warranties, in respect of the Sites or its content, including, without limitation, any advice given (on a personal or general basis) and statements made by advertisers on or via the Sites, including without limitation the implied warranties of non-infringement, merchantability, data accuracy, fitness for a particular purpose and quiet enjoyment. Any decisions or action taken by You on the basis of information provided on or via the Sites are at Your sole discretion and risk and You should obtain individual professional advice where necessary.

Member Conduct, User Content and Account Suspension

As a Member, you agree to comply with these Terms of Use, our policies, and any applicable community guidelines. We reserve the right, in our sole discretion, to suspend, restrict, or terminate your account and access to the Services at any time if we reasonably believe that you have violated these Terms or engaged in conduct that may harm the Company, its members, or third parties.

1. Account Ownership and Eligibility

You may not sell, assign, transfer, share, or otherwise provide access to your account to any other person. Likewise, you may not access or use an account that was not originally registered by you. Any unauthorized transfer, use, or acquisition of an account may result in immediate suspension or termination of the account.

You represent and warrant that all information you provide in connection with your account and use of the Services is accurate, current, complete, and truthful. The submission of false, misleading, or fraudulent information constitutes grounds for suspension or termination of your account.

2. User Content

You are solely responsible for all content, materials, communications, information, images, videos, and other submissions ("User Content") that you upload, post, publish, transmit, or otherwise make available through the Services. You represent and warrant that:

You own or have obtained all necessary rights, licenses, permissions, and authorizations required to submit and use your User Content;
Your User Content does not violate any applicable law, regulation, contractual obligation, or third-party right; and
Your User Content does not infringe upon any intellectual property, privacy, publicity, or proprietary rights of any person or entity.

As between you and the Company, you retain ownership of your User Content. However, by submitting User Content through the Services, you grant us a non-exclusive, royalty-free, fully paid-up, transferable, sublicensable, worldwide license to host, use, reproduce, distribute, modify, adapt, publish, publicly display, publicly perform, create derivative works from, and otherwise exploit such User Content in connection with the operation, promotion, improvement, and provision of the Services.

3. Content Moderation

We reserve the right, but assume no obligation, to review, monitor, edit, restrict, or remove any User Content at our sole discretion and without prior notice. Content may be removed for any reason, including where we determine it:

Violates these Terms or applicable law;
Is fraudulent, misleading, defamatory, libelous, threatening, abusive, harassing, hateful, discriminatory, obscene, or otherwise objectionable;
Infringes or may infringe the intellectual property, privacy, publicity, or other rights of any third party; or
Could expose the Company, its members, or third parties to liability or harm.

4. Third-Party Content Disclaimer

The Services may contain content, opinions, statements, recommendations, or materials submitted by users or third parties. We do not endorse, verify, guarantee, or assume responsibility for the accuracy, completeness, legality, reliability, or usefulness of such content. You acknowledge that you may encounter content that you find offensive, inaccurate, objectionable, or otherwise inappropriate. Your use of the Services is undertaken with this understanding, and the Company shall not be liable for any user-generated or third-party content.

5. Use of Company Name and Intellectual Property

You may not use the Company's name, trademarks, logos, branding, trade dress, or other proprietary materials in connection with any event, promotion, marketing activity, publication, or commercial endeavor without our prior written consent. Unauthorized use may result in account suspension or termination and may subject you to additional legal remedies.

6. Prohibited Conduct

You agree not to use the Services to:

Defame, harass, threaten, abuse, intimidate, stalk, or harm another person;
Publish or distribute hateful, discriminatory, racist, or otherwise offensive content;
Promote, facilitate, encourage, or engage in unlawful activity;
Upload, post, or distribute content that infringes the rights of any third party;
Publish obscene, vulgar, sexually explicit, or otherwise inappropriate content;
Send unsolicited commercial communications, advertisements, promotions, spam, junk mail, chain letters, pyramid schemes, or similar solicitations;
Use the Services for unauthorized commercial purposes;
Impersonate any person or entity or misrepresent your affiliation with any person or organization;
Upload or distribute viruses, malware, malicious code, or other harmful technologies;
Interfere with, disrupt, or compromise the operation, security, or integrity of the Services;
Access, attempt to access, or assist others in accessing any portion of the Services, accounts, systems, or networks without authorization;
Reverse engineer, decompile, disassemble, or otherwise attempt to derive source code or underlying technology from the Services, except where expressly permitted by law;
Collect, harvest, scrape, or otherwise obtain personal information about other users without their consent; or
Restrict or interfere with another user's ability to access or enjoy the Services.

Any violation of this section may result in immediate suspension or termination of your account.

7. Account Security

You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. You are responsible for all activities that occur under your account, whether or not authorized by you. You agree to:

Keep your login credentials secure and confidential;
Notify us immediately of any unauthorized use of your account or any suspected security breach; and
Log out of your account at the end of each session when using shared or public devices.

We are not responsible for any loss, damage, or liability arising from your failure to safeguard your account credentials or comply with these obligations.

8. Unacceptable Content and Communications

You may not post, transmit, distribute, or otherwise make available any content or communication that we determine, in our sole discretion, to be unlawful, defamatory, abusive, discriminatory, fraudulent, obscene, threatening, misleading, infringing, or otherwise objectionable. You may not make available any content that infringes or misappropriates the patents, copyrights, trademarks, trade secrets, privacy rights, publicity rights, or other proprietary rights of any third party, whether individual, corporate, governmental, or otherwise.

9. Enforcement

We reserve the right to investigate suspected violations of these Terms and to take any action we deem appropriate, including removing content, restricting access, suspending accounts, terminating memberships, reporting conduct to law enforcement authorities, and pursuing any other legal remedies available to use.

Unauthorized Use of Intellectual Property

Unless otherwise expressly permitted in writing, you may not copy, reproduce, republish, modify, adapt, distribute, transmit, display, perform, broadcast, record, sell, license, commercially exploit, or otherwise use any content available through the Sites or any materials provided, displayed, or distributed in connection with an Event. Subject to these Terms, you may access and use the Sites and related materials solely for your personal, non-commercial use. You may download or print limited portions of content from the Sites solely for your personal reference, provided that:

Such use is non-commercial in nature;
No copyright, trademark, or proprietary notices are removed or altered; and
No more than a reasonable number of copies are made for personal use.

All intellectual property rights in the Sites, Events, and related content remain the exclusive property of the Company and its licensors. Any use not expressly permitted by these Terms requires our prior written consent. We reserve all rights not expressly granted herein.

Event Photography and Recordings

Events may be photographed, filmed, recorded, or otherwise documented by Summit Series or its authorized representatives. Participation in any Event is subject to the Photo, Video, and Media Release provisions set out in our Release, Assumption of Risk & Media Consent terms, which are incorporated herein by reference.

Anti-Spam and Attendee Information

Attendee directories, contact information, and networking tools made available through the Sites or Events are provided solely to facilitate authentic professional and personal connections among participants. You may not collect, harvest, scrape, mine, copy, export, or otherwise use attendee information for unsolicited marketing, business development campaigns, mass outreach, automated communications, commercial solicitation, lead generation activities, or any other purpose unrelated to genuine one-to-one engagement. The sending of unsolicited communications, spam, bulk messages, promotional campaigns, or similar outreach to attendees is strictly prohibited. Any misuse of attendee information may result in immediate suspension or termination of your account, removal from current Events, exclusion from future Events, designation as a "Do Not Invite" ("DNI") participant, and any other remedies available to the Company under these Terms or applicable law.

Participant Interactions and Third-Party Relationships

Summit Series facilitates opportunities for attendees to meet, communicate, collaborate, and form personal and professional relationships. However, Summit Series does not verify, endorse, investigate, guarantee, or assume responsibility for the identity, qualifications, background, conduct, representations, financial condition, business opportunities, investment opportunities, employment opportunities, products, services, or statements of any attendee, member, speaker, sponsor, exhibitor, vendor, contractor, or third party. Any communications, introductions, investments, business transactions, partnerships, employment arrangements, advisory relationships, romantic relationships, personal interactions, or other dealings arising from participation in a Summit event, community, or platform are solely between the parties involved. Summit Series disclaims all liability arising from or relating to such interactions.

Educational and Informational Content Disclaimer

Presentations, discussions, workshops, panels, publications, introductions, recommendations, and other content provided through the Services or at Events are provided solely for informational and educational purposes.

Nothing presented by Summit Series, its employees, contractors, speakers, attendees, sponsors, partners, or guests constitutes legal, financial, investment, tax, accounting, medical, psychological, or other professional advice. You are solely responsible for evaluating any information presented and obtaining independent professional advice before acting upon such information.

Changes to These Terms of Use

We reserve the right to amend these Terms of Use at any time. All such changes will take effect once they have been posted on the Sites and You will be deemed to have accepted any such changes by Your use of the Sites after such time.

For information about how to contact Summit, please visit our contact page.

BINDING ARBITRATION, CLASS ACTION WAIVER, JURY TRIAL WAIVER AND DISPUTE RESOLUTION

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS. BY AGREEING TO THESE TERMS AND PARTICIPATING IN ANY AND ALL EVENTS, YOU AGREE TO RESOLVE MOST DISPUTES THROUGH BINDING ARBITRATION RATHER THAN IN COURT AND WAIVE CERTAIN RIGHTS, INCLUDING THE RIGHT TO PARTICIPATE IN A CLASS ACTION AND THE RIGHT TO A JURY TRIAL.

A. Agreement to Arbitrate

Any dispute, claim, controversy, or cause of action arising out of or relating to these Terms of Use, the Services, any Event, membership, registration, ticket purchase, attendance, participation, communications, conduct, account, suspension, removal, privacy matter, data use, marketing communication, refund request, cancellation request, code of conduct matter, or relationship between the parties, whether based in contract, tort, statute, fraud, misrepresentation, negligence, or any other legal theory (collectively, “Disputes”), shall be resolved exclusively through final and binding arbitration. This arbitration agreement shall be interpreted broadly and shall survive termination of these Terms, cancellation of any account, attendance at any Event, termination of membership, or cessation of any relationship between the parties.

B. Informal Resolution Requirement

Before initiating arbitration, the party asserting a dispute must provide written notice describing the nature of the dispute and the relief requested. The parties shall attempt in good faith to resolve the dispute informally for a period of thirty (30) days after receipt of such notice before commencing arbitration. Any applicable statute of limitations shall be tolled during the informal dispute resolution period. Failure to comply with this informal resolution process shall constitute grounds to stay or dismiss the arbitration until compliance occurs.

C. Arbitration Rules and Administration

Any arbitration shall be administered by JAMS pursuant to its Comprehensive Arbitration Rules and Procedures then in effect, except as modified by this Agreement. The arbitration shall be conducted before a single neutral arbitrator.The arbitration shall take place in Wilmington, Delaware, unless Summit elects, in its sole discretion, to conduct the proceeding remotely through video conference or another virtual format. The arbitrator shall have authority to award any remedy available under applicable law, subject to the limitations contained in these Terms. Judgment upon the arbitration award may be entered in any court having jurisdiction.

D. Delegation of Arbitrability

The arbitrator, and not any federal, state, or local court or governmental agency, shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, formation, validity, unconscionability, scope, implementation, or waiver of this arbitration provision, including any claim that all or part of this arbitration provision is void, voidable, or unenforceable. The parties expressly agree that all gateway questions of arbitrability shall be decided by the arbitrator.

E. Class Action Waiver

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALL DISPUTES SHALL BE BROUGHT SOLELY IN AN INDIVIDUAL CAPACITY.

NEITHER PARTY SHALL HAVE THE RIGHT TO:

(a) PARTICIPATE IN A CLASS ACTION;
(b) ACT AS A CLASS REPRESENTATIVE;
(c) ACT AS A PRIVATE ATTORNEY GENERAL;
(d) PARTICIPATE AS A MEMBER OF ANY CLASS, COLLECTIVE, REPRESENTATIVE, CONSOLIDATED, COORDINATED, OR MASS ACTION; OR
(e) COMBINE OR AGGREGATE CLAIMS WITH THOSE OF ANY OTHER PERSON.

The arbitrator shall have no authority to conduct, hear, preside over, certify, or adjudicate any class, collective, representative, coordinated, consolidated, or mass arbitration proceeding. Any claim that this Class Action Waiver is unenforceable may be determined only by a court of competent jurisdiction and not by an arbitrator.

F. Mass Arbitration Procedures

If fifty (50) or more substantially similar arbitration demands are filed against Summit by the same law firm, affiliated law firms, coordinated counsel, or coordinated claimants within any one-hundred-eighty (180) day period, the parties agree that such demands shall be administered in staged proceedings. The parties shall first proceed with up to ten (10) bellwether arbitrations selected jointly by the parties or, if agreement cannot be reached, selected by the arbitration administrator. All remaining arbitrations shall be stayed pending completion of the bellwether proceedings. Following resolution of the bellwether cases, the parties shall participate in a mandatory mediation and settlement conference before any additional arbitrations may proceed. No arbitrator shall have authority to consolidate claims absent the written consent of all parties.

G. Jury Trial Waiver

TO THE EXTENT ANY DISPUTE IS DETERMINED TO BE NON-ARBITRABLE OR OTHERWISE PROPERLY BROUGHT IN COURT, THE PARTIES KNOWINGLY, VOLUNTARILY, AND IRREVOCABLY WAIVE ANY RIGHT TO A TRIAL BY JURY IN ANY ACTION, PROCEEDING, CLAIM, COUNTERCLAIM, OR DISPUTE ARISING OUT OF OR RELATING TO THESE TERMS, THE SERVICES, ANY EVENT, OR THE RELATIONSHIP BETWEEN THE PARTIES.

H. Injunctive and Equitable Relief

Notwithstanding the foregoing arbitration requirement, Summit may seek temporary, preliminary, or permanent injunctive relief, equitable relief, restraining orders, or other provisional remedies in any court of competent jurisdiction for claims involving:

(i) intellectual property rights;
(ii) trademarks, copyrights, trade secrets, proprietary information, or confidential information;
(iii) unauthorized access to Summit systems, platforms, databases, websites, applications, or services;
(iv) misuse of attendee information, membership information, or personal data;
(v) violations of event bans, membership suspensions, account terminations, or access restrictions;
(vi) fraud, impersonation, unauthorized commercial activity, or misuse of Summit intellectual property; or
(vii) conduct that threatens the security, integrity, safety, reputation, operation, or functionality of Summit, its Events, Services, members, attendees, employees, contractors, partners, or platforms.

I. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SUMMIT'S AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO ANY CLAIM, DISPUTE, EVENT, SERVICE, MEMBERSHIP, REGISTRATION, PURCHASE, OR THESE TERMS SHALL NOT EXCEED THE GREATER OF:

(A) THE TOTAL AMOUNT PAID BY THE CLAIMANT TO SUMMIT DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR

(B) FIVE HUNDRED U.S. DOLLARS (US $500).

IN NO EVENT SHALL SUMMIT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, ENHANCED, MULTIPLE, OR LOST-PROFIT DAMAGES, OR FOR ANY LOSS OF DATA, LOSS OF GOODWILL, LOSS OF BUSINESS OPPORTUNITY, BUSINESS INTERRUPTION, OR DIMINUTION IN VALUE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE LIMITATIONS CONTAINED IN THIS SECTION APPLY TO THE FULLEST EXTENT PERMITTED BY LAW REGARDLESS OF THE FORM OF ACTION OR THEORY OF LIABILITY.

J. Exclusive Venue for Non-Arbitrable Claims

If any claim is determined by a court of competent jurisdiction to be non-arbitrable, or if arbitration is otherwise unavailable, the parties irrevocably submit to the exclusive jurisdiction of the federal and state courts located in Delaware and waive any objection based upon venue, forum non conveniens, personal jurisdiction, or similar doctrines.

K. Severability

If any provision of this Section is found to be invalid, unenforceable, or unlawful, that provision shall be modified and enforced to the maximum extent permitted by law, and the remaining provisions shall remain in full force and effect. If the Class Action Waiver is determined to be unenforceable as to a particular claim, then that claim shall proceed in a court of competent jurisdiction and not in arbitration, while the remainder of this Section shall remain enforceable.

Additional Summit Policies

The following policies are part of these Terms and are incorporated herein by reference: